Focusing on Insurance Claims for
Policyholders and Serious Personal Injury.

Uninsured or Underinsured Motorists

Uninsured and underinsured motorist coverage is the same thing. If you are hit by a driver who is uninsured, your insurer must step into their shoes and pay all damages for bodily injuries for which the at-fault person would have owed and paid if they were insured.

Underinsured drivers are drivers who carry inadequate insurance to pay for the harms and losses they caused. After an underinsured motorist’s insurance pays the limits, then coverage for harms and losses applies as if the at-fault driver was uninsured. For example, if the driver’s insurance pays $100,000 and you have $100,000 in uninsured motorist coverage, there is $200,000 available to compensate you for bodily injuries.

Uninsured motorist coverage is very important. If you don’t have it, the insurance company must prove that you were given the opportunity to make a reasonably informed decision to purchase it. If they cannot, then you may have uninsured motorist coverage as if you had purchased it.

Some insurance companies claim that they don’t have to pay uninsured motorist benefits until you settle all of your claims with them. Colorado law currently requires insurers to pay what they know is reasonably owed for uninsured motorist coverage.

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What Clients Say About
The Frankl Law Firm, P.C.

I was very pleased and would recommend The Frankl Law Firm to anyone with an insurance matter.

– Marcia A.

As the HOA manager for a larger association with more than 160 units, I was happy with the job by The Frankl Law Firm concerning our claim for hail damage.

– Tom J.

Keith Frankl has done a good job for our customers.

-Josh W., Premier Roofing

Keith Frankl obtained a good decision in the Court of Appeals in the matter of

Chalet Townhome Association v. Philadelphia Indemnity Insurance Company.

El Toledo L. L.C. was pleased with the job of The Frankl Law Firm involving its dispute.

-Gary L.

Keith Frankl took my serious personal injury claim where the insurance company offered me nothing. We obtained a settlement of more than $300,000.

– Bob

Mr. and Mrs. Bliss, insurance adjusters, hired Keith Frankl in 2015 and were extremely pleased with his work.
Mr. Brown entrusted Keith Frankl with his claims for his shopping center and was happy with his work.
I was impressed with Keith Frankl and very satisfied with his work.

– Robert K., President, Holly Ridge Dev. HOA

Look at my video testimonial.

– Lance D., Managing Partner, Shaysav LLC

Look at our video testimonial.

– Carol and Ron V.

I would use Keith Frankl again and was happy and satisfied.

– Kelly S, CIG Construction company

I was very satisfied with the work. I have been a paralegal for many years. Mr. Frankl performed in a way that maximized my recovery.

– Renae M.

Mr. Rexrode received settlement of $350,000 from Allstate in addition to other settlements from Allstate involving approximately $265,000 and approximately $60,000, all in connection with the same accident and Allstate’s insurance coverage.

– Arthur R.

I would highly recommend these lawyers.

– Mike P.

I am happy to recommend these lawyers.

– Barbara O.

I was pleased with our result and my lawyer’s hard work. I will not give details because I settled under an agreement of confidentiality.

– Barbara R.

These lawyers obtained a $200,000 settlement from Farmers for me after they delayed my care for about 18 months.

– Celynda F.

I was very pleased and would recommend The Frankl Law Firm to anyone with an insurance matter.

– Marcia A.

As the HOA manager for a larger association with more than 160 units, I was happy with the job by The Frankl Law Firm concerning our claim for hail damage.

– Tom J.

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