Uninsured / Underinsured Motorist
If you are involved in a car accident with an underinsured or uninsured driver, and he or she is at fault, you need to know the value of your claim and your insurance coverages. Your insurance company is supposed to be there to help pay what is owed under the policy. Unfortunately, the companies often forget they are there to help you when you are hurt.
At The Frankl Law Firm, P.C., we confidently handle cases in which clients are seeking the payment of their claims from their insurance company. Throughout the course of our many years in practice, we have obtained information on insurance company underinsured and uninsured motorist claim practices that you need to know.
Common Problems With Uninsured And Underinsured Motorist Claims
Your insurance company is supposed to step into the shoes of the person who caused your motor vehicle accident and pay compensation for your personal injuries and their consequences.
- A common problem is that the insurance company treats you like an adversary and attempts to pay you less than the value of your insurance claim. Sometimes the insurer refuses to pay you anything unless you agree to give up your right to get full compensation. These practices are against Colorado law.
- Another common problem involves the purchase of automobile insurance. The sales agent or selling company must offer uninsured motorist coverage which is usually equal to liability limits. If you have uninsured motorist coverage which is less than your liability limits, the sales agent and the insurer may have made a mistake.
- Your insurance company has an obligation to investigate your claim and treat its interests in a way that has no greater importance than your interests. The insurance company should obtain all records, but should not bully you with unreasonable requests for your relevant records.
We can help you with all of these common problems.
As a general rule, insurance companies do not want to pay out anymore than they have to. This means that even though you may have purchased underinsured or uninsured motorist coverage, your insurance company may still deny your claim. We are dedicated to aggressively standing up for you and seeking payment of the underinsured/uninsured motorist claim.
Not only does our firm strive to get the money under the policy, but we also attempt to uncover any dirty tricks or deception in which the insurance company engaged. The insurers are then compelled to pay the consequences of withholding the money in your hour of need.
Our firm can also help you navigate through your policy to determine exactly what your coverage is and how the insurance company may interpret that coverage. We handle a range of insurance bad faith issues for our clients.
Contact an uninsured motorist claim lawyer at The Frankl Law Firm, P.C., today to discuss the possibilities for your case during a free initial consultation. We are not afraid to stand up to any insurance company on behalf of our clients. Our attorneys are also skilled trial attorneys who can take your matter to court if necessary.